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Title Pawn Finance Charge Examples

As an example, if you enter into a title pawn agreement on July 1 for $400 at a rate of 15%, the balance would be $460, due to be paid in full by July 31. If you opt to extend your title pawn agreement by another 30 days, at the very least you are required to satisfy the charges of $60 in full prior to your maturity date of July 31. If you choose to pay the minimum amount of charges in the amount of $60 (Complete Cash strongly discourages this practice), then your new charges would be $60 for the second 30 days and your balance to pay in full on August 30 would be $460. Charges accrue every 30 days beginning the day the pawn agreement is signed.

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