What is a title pawn?
A title pawn is a quick and convenient way for individuals that own their vehicle to get cash using their title as collateral. It’s a hassle-free, short-term, cash solution.
How does this influence my credit?
Pawning your title with Complete Cash will not influence your credit report or credit score in any fashion. We don’t check your credit, ever. And you don’t need a bank account, either. You can, however, build a strong relationship with Complete Cash by managing your title pawn wisely. If you borrow in amounts that you are comfortable repaying, and make your payments as committed, then you will always have a place to get the cash you need when you need it!
What is required for a title transaction?
- The vehicle
- A lien-free title
- Proof of Residence
- Government issued ID or valid driver’s license
How old do I have to be to do a title pawn?
In Georgia, you must be 18 years of age or older
How does the title pawn process work?
- Tell us how much YOU need and what kind of payment fits your budget!
- Bring your title, proof of residence, and a valid driver’s license or state issued ID. (And, don’t forget to drive the vehicle!)
- Our manager will gather information from you and evaluate the vehicle.
- Based on the information that you provide and the vehicle evaluation, a pawn amount will be determined.
- You drive away in your car with a pocket full of cash! That’s it! In with your title, out with cash in minutes!
How much can I get?
At Complete Cash, we have no minimum or maximum pawn amounts. You tell us what you need!
Bring in the vehicle, motorcycle, ATV, boat, or RV. Let us take a look at what you have and what kind of payment you can afford. Remember, title pawns are intended to be short-term cash solutions; therefore, it’s important that you evaluate your ability to pay the pawn in full within 30 days. Complete Cash does allow you to extend your agreement for additional 30 day periods as long as you satisfy all finance charges every 30 days. Ask a Complete Cash professional for more information on decreasing your principal balance if you opt to extend your agreement.
How long does the process take? When will I receive the cash?
We focus on giving every customer the time they need to understand the title pawn process, but we do understand how valuable your time is! We aim to have you in and out with your cash in no more than 30 minutes!
When will I get my title back?
We will release the lien on your title when you pay your balance in full. If we have received your title back from the state of GA, you will receive your title the same day, as long as you pay your final payment in cash and all money order or debit payments have cleared. If you pay your title pawn in full using a debit card, we will have to hold your title for 60 days before it can be released.
Pursuant to O.C.G.A. section §40-3-26: Titles will be sent to the State of Georgia to secure a lien. Due to this process, titles may not physically be available to the title owner immediately upon satisfaction of their title pawn but should take no longer than 7 to 10 business days.
Do I need a checking or savings account, or a credit card for a title pawn?
Nope, not at all. All you need is you, the vehicle, the title, proof of residence, and state-issued ID. We do ask that you bring a spare key, but if you don’t have one, that’s ok!
Who does title pawns?
While title pawns don’t have the most positive reputation, Complete Cash continues to work toward changing opinions through on our upfront, honest, no hidden fees approach. Many different types of people use title pawn companies, including business owners that need a short-term cash solution and don’t wish to go through the long bank loan process. We work with customers from all walks of life!
What if I have bad credit?
Complete Cash isn’t interested in your credit score. We’re only interested in you! Complete Cash doesn’t check credit or report to any credit company.